Financial benefits for new parents in Germany
Germany offers a lot of financial benefits and support for expecting and new parents. In this blog post, I will give you an overview of the main benefits available to you.
Becoming a parent is an extraordinary experience that brings immense joy, but it also comes with its fair share of responsibilities and financial considerations. In Germany, the government recognizes the importance of supporting new parents during this crucial phase of their lives. From paid parental leave to various financial assistance programs, Germany offers a robust system of benefits designed to ease the financial burden and provide a solid foundation for growing families. In this blog post, we will explore some of the key financial benefits and support available to new parents in Germany, empowering you to make informed decisions and embrace the exciting journey of parenthood.
Elternzeit and Elterngeld
Elternzeit (Parental Leave):
Germany’s Elternzeit, or parental leave, is a crucial support system for new parents. It allows both mothers and fathers to take time off work to care for their newborn child. During Elternzeit, employees are entitled to job protection, ensuring that their position is waiting for them when they return. This valuable time can be taken within the first three years after the child’s birth.
Elterngeld (Parental Allowance):
Elterngeld is a financial benefit that provides parents with a monthly income replacement during their Elternzeit. The amount of Elterngeld is calculated based on the parent’s previous income and can range from 65% to 100% of their average net income. The maximum duration for Elterngeld is 14 months, and both parents are eligible to receive it. This support allows parents to focus on their child’s well-being without worrying excessively about their finances.
Parents can return to work in part time and continue their Elternzeit while receiving Elterngeld by using the option of Elterngeldplus or the partner bonus (Partnerschaftsbonus). This does not affect their residential status in Germany and allows for more flexibility.
Benefits for children
Kindergeld (Child Benefit):
Kindergeld is a universal child benefit provided by the German government to help parents cover the costs of raising their children. It is available for every child in Germany, irrespective of their parents’ income. The amount of Kindergeld varies based on the number of children in the family, with higher payments for each subsequent child. Currently, the monthly amount is €250 per child.
Germany recognizes the importance of high-quality childcare and provides subsidies to ensure it is affordable for parents. The government offers a range of options, including daycare centers (Kindertagesstätten), certified childminders (Tagesmütter), and after-school care (Hort). These services are partially funded, and the fees parents pay are income-dependent. The availability of subsidized childcare allows parents to balance work and family life effectively.
Support For Mothers
Hebamme or midwife
A hebamme or midwife is someone you will support you postpartum and answer any and all questions you have about your own recovery as well as your baby’s care. Ask them all you need to know. They will visit you regularly after your baby is born and would even support you when you’re ready to introduce solids to your baby.
Rückbildungskurs (Postpartum Exercise Classes):
Rückbildungskurs, or postpartum exercise classes, are an essential aspect of maternal care in Germany. These classes aim to restore and strengthen the body after childbirth, focusing on the pelvic floor muscles and abdominal region. Attending a certified Rückbildungskurs entitles mothers to receive financial support through health insurance.
If you are pregnant or have a baby in Berlin, then make sure to get my online tutorials explaining everything you need to know about pregnancy, postpartum and paperwork.
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